Ripple has introduced two new products — Digital Asset Accounts and Unified Treasury — designed to allow corporate finance teams to manage digital assets such as RLUSD and XRP alongside traditional cash holdings. The platform integrates these assets into existing treasury workflows, treating them the same as fiat currencies within the interface. The move removes the need for companies to switch between separate custody platforms, wallets, or exchanges.
Renaat Ver Eecke, SVP of Ripple Treasury, says the question for corporate finance leaders has shifted from whether to engage with digital assets to how to do so without disrupting current operations. Mark Johnson, VP of Global Product at Ripple Treasury, adds that treasury teams should not need to distinguish between an onchain balance and a bank account balance — they should simply see their overall position. The design goal, according to Ripple, is to eliminate the operational complexity that has historically discouraged corporate adoption of digital assets.
The launch comes as corporate use of digital assets continues to grow, with reported transaction volumes reaching up to $35 trillion annually. However, analysts at McKinsey noted in a January report that stablecoin transaction volumes consist mainly of trading, internal fund movements, and automated blockchain activity. The firm estimates that genuine stablecoin end-user payments reached approximately $390 billion in 2025, more than double the level recorded in 2024.
A separate report published this week by Standard Chartered predicts that the total stablecoin market capitalisation will surpass $2 trillion by the end of 2028. The bank also notes that stablecoin velocity has doubled over the past two years, with coins now changing hands an average of six times per month. These figures point to accelerating institutional and commercial engagement with stablecoin infrastructure.
Ripple Treasury’s expanded capabilities follow the company’s 2025 acquisition of GTreasury, an enterprise treasury management provider with roughly four decades of operating history. The combined platform processed $13 trillion in payments volume in 2025 for clients ranging from small and medium-sized enterprises to Fortune 500 companies. Ripple says this foundation allows it to embed crypto functionality into established enterprise infrastructure rather than constructing new systems from the ground up.
Ripple has also been broadening its global payments footprint in recent months, seeking regulatory licences in Brazil and pursuing authorisation in Australia. The wider institutional digital asset sector is evolving quickly, with regulators turning attention to stablecoin stability and a range of industry players — including Coinbase, Stripe, Paxos, Circle, and newcomer Erebor — pursuing bank charters. The competitive landscape underscores the growing convergence between traditional financial infrastructure and digital asset services.
Originally reported by Decrypt.
